Purchase and refinance

First Time House Buyer

Our expert staff will assist you in selecting the best mortgage for your needs and circumstance. Special concessions are considered for first time buyers. Learn how you can save money and qualify for more.

Refinancing With Us

Allow us to assess your present mortgage including schedule and rate and we may be able to save you thousands of dollars and shorten the term of your loan. Build equity quicker, remove private mortgage insurance or consolidate debt.

Eliminate Mortgage Insurance (also known as PMI)

Mortgage insurance (PMI) is typically required when you have less than 20% for a down payment. For first-time buyers we offer mortgage programs that allow you to put as little as 1% down and never make a PMI payment. If you have owned a home previously, you can still take advantage of eliminating PMI with as little as a 5% down payment.

Elm Tree Funding, LLC is a Mortgage Broker licensed by the Connecticut Department of Banking, Consumer Credit Division, NOT A LENDER OR A CORRESPONDENT MORTGAGE LENDER

NMLS # 110851/ Verify our license at:www.nmlsconsumeraccess.org